About Us

Overview

Gateway One Lending & Finance is a leading company in the indirect auto finance marketplace. We have built relationships with dealers across 35 states, and counting. We service our portfolios through an exceptional loan servicing organization, which is SAS 70 Type II compliant. Our corporate headquarters is located in Anaheim, California with a large sales and credit location in Alpharetta, Georgia. We take pride in the fact that dealers refer to us as a “Common Sense” lender that is available 7 days a week, 24 hours a day.

How We Do Business

We hire the best talent in the auto industry. We couple our great people with best-in-class technology, and generate exceptional results. Each month, we sell off loans to our financial partners and continue to service the loans in-house. Our team is currently servicing our portfolios with a net delinquency far below the market average. This is what makes us a comprehensive solution to customers, dealers, and financial institutions.

Our Culture

Gateway One has not only created a strong team but built a great working environment. Our culture is one that prides itself on honesty, communication, strong relationships, loyalty, passion, and integrity. Our uniqueness allows us to do all of these things while having fun too! Our passion and determination to get where we want to go keeps us driving forward. Our “never give up” attitude for what we do, has brought us to where we are today and continues to open doors to where we want to be.

History

The Gateway executive team has been managing and servicing auto originated loans for more than 30 years. Previous to Gateway, the team ran Onyx Acceptance Corporation for 11 years as a top 10 lender across a multitude of states. In 2005, Onyx was purchased by Capital One. In May 2007, Gateway was formed with the sole focus of originating indirect auto assets that exceed market expectations. In the past 3 years, Gateway has originated over $500 million in auto assets.

Today, Gateway is a privately held company and one of the fastest growing auto finance companies in the US.